Non-disclosure and the duty to answer fairly

Before you sign or switch, spend ten minutes on life insurance.

Review triggers

Set reminders for renewal and for life events: moving, marriage, children, or a new job. life insurance is rarely a one-time task.

Keep simple records

Store PDFs, renewal emails, and dated photos in one folder by year. When you need to claim or switch, folders outperform memory.

Your starting point

List what changed since you last reviewed life insurance: rooms, income, dependents, or travel plans. Those details usually matter more than brand loyalty.