Terms of use

Terms

Last updated: 2 November 2026

General guidance only
Content on this site is provided for general information and does not constitute financial advice, legal advice, or a recommendation tailored to your personal circumstances.
Advertising & sponsored recommendation
This site contains advertising content and may include a sponsored recommendation. We may receive compensation if you click provider links or purchase a product. Compensation does not guarantee price, eligibility, acceptance, or outcomes.
Accuracy & availability
  • Insurance products, pricing, underwriting criteria and terms can change without notice.
  • Illustrations (tables, examples, quizzes) are educational and may not reflect current market conditions.
  • You should verify all details directly on the provider’s website and in official policy documents.
Acceptable use
You may use this site for personal, non-commercial reading. You must not scrape, misuse, or republish content in a way that misrepresents Quiet Harbourly or Brandconn Digital UK Limited.
Limitation of liability
To the extent permitted by law, we are not liable for losses arising from reliance on this site, including indirect or consequential losses. Your purchase decision is your responsibility.
Recommended due diligence (before buying)
  • Read exclusions and key facts; check excess (including voluntary vs compulsory).
  • Confirm cover limits, exclusions, and any evidence or reporting requirements.
  • Ensure declared details are accurate (usage, postcode, dependents, health, modifications).
Governing law
These terms are governed by the laws of England and Wales.

Nothing in these terms limits liability where it cannot be excluded under applicable law. Operator: Brandconn Digital UK Limited, Suite E0085, 35 Victoria Road, Darlington, Co Durham, DL1 5SF.